WF Bank Foreclosure.
I have a home with Short Sale listing, offerred for sale at $225K .
We received an offer for the property at $210K.
This bank said they had it appraised for $230K.
The appraiser came all the way from San Diego to appraise this home which was
in Sun City. :(
My seller's family live in the home and they kept it up really well with landscape, garden, fountain. The interior is immaculate. It is only 3 years old.
There were about 10 REO properties in the neighborhood and the prices on the COMP are around $180 to $200K.
The Bank refused to approve the Short Sale and SOLD the property to another bank for $230K.
The new bank will probably put it on the market for $180-190K.
This is why one of the reasons, we have so many REO properties on the market.
There are many BANKs that have people who work there who doesnt care to extend themselves to help people!!
UPDATED: The home went back on the market for $169,000 and sold within a week.
Good job well toasted!! WF $169,000? A BIG FAT JOKE!
Friday, March 13, 2009
Tuesday, September 23, 2008
What Goes Around - Comes Around
I posted a resume online. I added a job description to my resume for this company that I worked for.
Well, the owners and co-owners had litigations between each other and they even sent the deposition for me to go to court for one of them.
URGGGGGGGGGGG.
Well, after the court case the owner kept harassing me and sent me an email not to put his company name on my resume.
He finally got his attorney to send a letter to tell me to DESIST putting that company on my resume.
HARASSMENT IS A HARASEMENT!! No matter in which form of harassment.
WHAT DO YOU THINK?
One of the ex-owners of the company told me to sue them.
I will not waste my time and money for the lawyer, especially money.
I worked for a Japanese company in Tokyo and the manager told me that I am free to use him as a reference any time.
Oh well, some people are hardened by callous heart.
What goes around - comes around
Well, the owners and co-owners had litigations between each other and they even sent the deposition for me to go to court for one of them.
URGGGGGGGGGGG.
Well, after the court case the owner kept harassing me and sent me an email not to put his company name on my resume.
He finally got his attorney to send a letter to tell me to DESIST putting that company on my resume.
HARASSMENT IS A HARASEMENT!! No matter in which form of harassment.
WHAT DO YOU THINK?
One of the ex-owners of the company told me to sue them.
I will not waste my time and money for the lawyer, especially money.
I worked for a Japanese company in Tokyo and the manager told me that I am free to use him as a reference any time.
Oh well, some people are hardened by callous heart.
What goes around - comes around
Sunday, March 16, 2008
FTC Releases List of Top Consumer Fraud Complaints in 2007
FTC Releases List of Top Consumer Fraud Complaints in 2007
Sunday, February 24, 2008 - Federal Trade Commission
WASHINGTON, D.C. - The FTC released the list of top consumer fraud complaints received by the agency in 2007. The list, contained in the publication “Consumer Fraud and Identity Theft Complaint Data January-December 2007,” showed that for the seventh year in a row, identity theft is the number one consumer complaint category. Of 813,899 total complaints received in 2007, 258,427, or 32 percent, were related to identity theft.
The report breaks out complaint data on a state-by-state basis and also contains data about the 50 metropolitan areas reporting the highest per capita incidence of fraud and the 50 metropolitan areas reporting the highest incidence of identity theft.
The report states that credit card fraud was the most common form of reported identity theft at 23 percent, followed by utilities fraud at 18 percent, employment fraud at 14 percent, and bank fraud at 13 percent.
Consumers reported fraud losses totaling more than $1.2 billion; the median monetary loss per person was $349, the report states.
The top 20 complaint categories were:
Rank Category Complaints %
1 Identity Theft 258,427 32
2 Shop-at-Home/Catalog Sales 62,811 8
3 Internet Services 42,266 5
4 Foreign Money Offers 32,868 4
5 Prizes/Sweepstakes and Lotteries 32,162 4
6 Computer Equipment and Software 27,036 3
7 Internet Auctions 24,376 3
8 Health Care Claims 16,097 2
9 Travel, Vacations, and Timeshares 14,903 2
10 Advance-Fee Loans and Credit Protection/Repair 14,342 2
11 Investments 13,705 2
12 Magazines and Buyers Clubs 12,970 2
13 Business Opportunities and Work-at-Home Plans 11,362 1
14 Real Estate (Not Timeshares) 9,475 1
15 Office Supplies and Services 9,211 1
16 Telephone Services 8,155 1
17 Employ. Agencies/Job Counsel/Overseas Work 5,932 1
18 Debt Management/Credit Counseling 3,442 <1
19 Multi-Level Mktg./Pyramids/Chain Letters 3,092 <1
20 Charitable Solicitations 1,843 <1
The FTC collects consumer fraud complaints from more than 125 other organizations and makes them available to more than 1,600 civil and criminal law enforcement agencies in the U.S. and abroad via Consumer Sentinel, a secure, online database. In 2007, the FTC received almost 140,000 more consumer fraud complaints than in 2006. These additional complaints came from numerous data contributors, primarily the Better Business Bureaus.
Sunday, February 24, 2008 - Federal Trade Commission
WASHINGTON, D.C. - The FTC released the list of top consumer fraud complaints received by the agency in 2007. The list, contained in the publication “Consumer Fraud and Identity Theft Complaint Data January-December 2007,” showed that for the seventh year in a row, identity theft is the number one consumer complaint category. Of 813,899 total complaints received in 2007, 258,427, or 32 percent, were related to identity theft.
The report breaks out complaint data on a state-by-state basis and also contains data about the 50 metropolitan areas reporting the highest per capita incidence of fraud and the 50 metropolitan areas reporting the highest incidence of identity theft.
The report states that credit card fraud was the most common form of reported identity theft at 23 percent, followed by utilities fraud at 18 percent, employment fraud at 14 percent, and bank fraud at 13 percent.
Consumers reported fraud losses totaling more than $1.2 billion; the median monetary loss per person was $349, the report states.
The top 20 complaint categories were:
Rank Category Complaints %
1 Identity Theft 258,427 32
2 Shop-at-Home/Catalog Sales 62,811 8
3 Internet Services 42,266 5
4 Foreign Money Offers 32,868 4
5 Prizes/Sweepstakes and Lotteries 32,162 4
6 Computer Equipment and Software 27,036 3
7 Internet Auctions 24,376 3
8 Health Care Claims 16,097 2
9 Travel, Vacations, and Timeshares 14,903 2
10 Advance-Fee Loans and Credit Protection/Repair 14,342 2
11 Investments 13,705 2
12 Magazines and Buyers Clubs 12,970 2
13 Business Opportunities and Work-at-Home Plans 11,362 1
14 Real Estate (Not Timeshares) 9,475 1
15 Office Supplies and Services 9,211 1
16 Telephone Services 8,155 1
17 Employ. Agencies/Job Counsel/Overseas Work 5,932 1
18 Debt Management/Credit Counseling 3,442 <1
19 Multi-Level Mktg./Pyramids/Chain Letters 3,092 <1
20 Charitable Solicitations 1,843 <1
The FTC collects consumer fraud complaints from more than 125 other organizations and makes them available to more than 1,600 civil and criminal law enforcement agencies in the U.S. and abroad via Consumer Sentinel, a secure, online database. In 2007, the FTC received almost 140,000 more consumer fraud complaints than in 2006. These additional complaints came from numerous data contributors, primarily the Better Business Bureaus.
Sunday, November 18, 2007
Those 1-800 Number for your listings.
Let me know if they are working for you.
I subscribed to this service and I set up the messages
but most calls that I received are calls from all over
the USA.
When I called them back, they have no idea who made the calls
and they have no interest in the Real Estate or the properties
on my listing.
Oh well, so much for the good service.
I finally cancelled the service.
NEXT ... LOL...
I subscribed to this service and I set up the messages
but most calls that I received are calls from all over
the USA.
When I called them back, they have no idea who made the calls
and they have no interest in the Real Estate or the properties
on my listing.
Oh well, so much for the good service.
I finally cancelled the service.
NEXT ... LOL...
Daily Reminder of BLOCKED ACCOUNT!
We have made several attempts to process payment for your November subscription.
Your subscription is now delinquent; please contact us today to bring your account up to date. Your subscription has been temporarily disabled. Until your payment is successfully processed, you will not have access to your account or any leads that you may presently have, and most importantly, any leads received this month.
Customer Support Department
GetMyHomesValue.com
Get off my back!!
Your subscription is now delinquent; please contact us today to bring your account up to date. Your subscription has been temporarily disabled. Until your payment is successfully processed, you will not have access to your account or any leads that you may presently have, and most importantly, any leads received this month.
Customer Support Department
GetMyHomesValue.com
Get off my back!!
Thursday, November 15, 2007
Really Bad Deal!
Expensive and not worth it!
I received a call from this gentleman salesman, he sounded nice and he told me that since I am a NEW Realtor, he said that he has a great program that will generate lots of leads for me if I subscribe to the service. I told him that I already have subscribed to Realtor.com Featured community program and I was not interested.
He told me that I could try it for 30 days and since it was middile of the month he can pro-rate it for me for the balance of the month and try it out.
I thought that it would be good to try to have extra advertising campaign with plenty of leads for my business so I told him to email me which he did.
He told me to sign up on the site.
I was optimistic so I signed up and since he said that I can cancel anytime after 30 days trial I thought that I would be ok to try.
Well, to make the long story short. After a month and a few leads (averag about 1 a week) which actually leading to nowhere, I decided to cancel the subscription.
Instead of letting me cancel by email or by by phone - they told me that I need to pay one more month and write to them to cancel. And, since I did not pay on the first of the montn, now my account is delinquent and THEY ARE LOCKING ME from getting into my account.
Here is the email that I received DAILY since the first of the month;
==============================
GetMyHomesValue.com -- Payment Overdue
November 16, 2007
Dear Eager Agent,
We have made several attempts to process payment for your November subscription.
Your subscription is now delinquent; please contact us today to bring your account up to date. Your subscription has been temporarily disabled. Until your payment is successfully processed, you will not have access to your account or any leads that you may presently have, and most importantly, any leads received this month.
Please contact our Customer Support Department today at (866) 360-3440 to process your payment, so you may once again have access to your account. If your credit card has expired, you can send your new expiration date to: agentsupport@getmyhomesvalue.com.
Thank you for your immediate response to this matter.
Customer Support Department
GetMyHomesValue.com
==============================
Here is the email that I received from the customer service after I informed her that I NO LONGER LET THEM CHARGE MY CREDIT CARD ANY LONGER! (I cancelled my
credit card!)
==============================
You are unable to log into your account because the payment of $320.00 due on 11/1 was declined by your credit card company. Please give me a call at your =convenience to update the credit card information so that we can get your account active. I can be reached at (717) 431-1077 until 5pm EST. You may also email me the information if that is more convenient for you.
Regards,
XXXXX XXXXX
GetMyHomesValue.com Collections
==============================
Good Afternoon.
I understand your situation, however due to the current month already billing, the $320.00 is past due and must be brought current before cancellation of service can occur. Please call me so that we can get this taken care of.
==============================
I have received you request to mail payment for the month of November. Generally, we do not allow this but make exceptions when requested.
Please mail your payment to-
GetMyHomesValue.com
1830 Colonial Village Lane
Lancaster, PA 17601
We have also received your cancellation request. You state the reason for cancellation is not being able to log into your account. Your account is inactive and "suspended" due to the past due balance. This is standard with our service as well as others when an account is not current. Once payment is received, your account will reactive.
If you have any other concerns, please feel free to give me a call.
Regards,
==============================
SO I WILL LIST THIS SITE AS #1 IN THIS BLOG!
DO NOT SIGN UP - IT IS NOT A GOOD DEAL!!
BEWARE that when you sign up for anything THEY WILL TELL YOU THAT YOU CAN TRY
IT FOR 30 DAYS and CANCEL. They did not tell you is the FINE PRINT on CANCELLATION POLICY and That you are bind by it!!
MOST CANCELLATION POLICY REQUIRE YOU TO WRITE THEM TO CANCEL.
NO EMAIL, NO TELEPHONE CALL!
GREAT BUT NOT THAT GREAT!
==============================
I received a call from this gentleman salesman, he sounded nice and he told me that since I am a NEW Realtor, he said that he has a great program that will generate lots of leads for me if I subscribe to the service. I told him that I already have subscribed to Realtor.com Featured community program and I was not interested.
He told me that I could try it for 30 days and since it was middile of the month he can pro-rate it for me for the balance of the month and try it out.
I thought that it would be good to try to have extra advertising campaign with plenty of leads for my business so I told him to email me which he did.
He told me to sign up on the site.
I was optimistic so I signed up and since he said that I can cancel anytime after 30 days trial I thought that I would be ok to try.
Well, to make the long story short. After a month and a few leads (averag about 1 a week) which actually leading to nowhere, I decided to cancel the subscription.
Instead of letting me cancel by email or by by phone - they told me that I need to pay one more month and write to them to cancel. And, since I did not pay on the first of the montn, now my account is delinquent and THEY ARE LOCKING ME from getting into my account.
Here is the email that I received DAILY since the first of the month;
==============================
GetMyHomesValue.com -- Payment Overdue
November 16, 2007
Dear Eager Agent,
We have made several attempts to process payment for your November subscription.
Your subscription is now delinquent; please contact us today to bring your account up to date. Your subscription has been temporarily disabled. Until your payment is successfully processed, you will not have access to your account or any leads that you may presently have, and most importantly, any leads received this month.
Please contact our Customer Support Department today at (866) 360-3440 to process your payment, so you may once again have access to your account. If your credit card has expired, you can send your new expiration date to: agentsupport@getmyhomesvalue.com.
Thank you for your immediate response to this matter.
Customer Support Department
GetMyHomesValue.com
==============================
Here is the email that I received from the customer service after I informed her that I NO LONGER LET THEM CHARGE MY CREDIT CARD ANY LONGER! (I cancelled my
credit card!)
==============================
You are unable to log into your account because the payment of $320.00 due on 11/1 was declined by your credit card company. Please give me a call at your =convenience to update the credit card information so that we can get your account active. I can be reached at (717) 431-1077 until 5pm EST. You may also email me the information if that is more convenient for you.
Regards,
XXXXX XXXXX
GetMyHomesValue.com Collections
==============================
Good Afternoon.
I understand your situation, however due to the current month already billing, the $320.00 is past due and must be brought current before cancellation of service can occur. Please call me so that we can get this taken care of.
==============================
I have received you request to mail payment for the month of November. Generally, we do not allow this but make exceptions when requested.
Please mail your payment to-
GetMyHomesValue.com
1830 Colonial Village Lane
Lancaster, PA 17601
We have also received your cancellation request. You state the reason for cancellation is not being able to log into your account. Your account is inactive and "suspended" due to the past due balance. This is standard with our service as well as others when an account is not current. Once payment is received, your account will reactive.
If you have any other concerns, please feel free to give me a call.
Regards,
==============================
SO I WILL LIST THIS SITE AS #1 IN THIS BLOG!
DO NOT SIGN UP - IT IS NOT A GOOD DEAL!!
BEWARE that when you sign up for anything THEY WILL TELL YOU THAT YOU CAN TRY
IT FOR 30 DAYS and CANCEL. They did not tell you is the FINE PRINT on CANCELLATION POLICY and That you are bind by it!!
MOST CANCELLATION POLICY REQUIRE YOU TO WRITE THEM TO CANCEL.
NO EMAIL, NO TELEPHONE CALL!
GREAT BUT NOT THAT GREAT!
==============================
Monday, November 12, 2007
Not A Good Deal.
This is to be considered a mini-report and a testimonial blog.
Any input and stories are welcome.
Please feel free to send me the story or send me a request to add on to be the author of the blog.
Together we can fight back those companies that offer products and services that are way too expensive and NOT WORTH THE MONEY YOU WERE ASK TO PAY FOR.
In any case, just think of it as a warning before you do it that someone have done it and IT IS NOT A GOOD DEAL!
:)
Cons-u-me-r
Any input and stories are welcome.
Please feel free to send me the story or send me a request to add on to be the author of the blog.
Together we can fight back those companies that offer products and services that are way too expensive and NOT WORTH THE MONEY YOU WERE ASK TO PAY FOR.
In any case, just think of it as a warning before you do it that someone have done it and IT IS NOT A GOOD DEAL!
:)
Cons-u-me-r
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