Bankruptcy, Fraud & KARMA.

Last week, I received a notice that the Bankruptcy released this woman from the $20,000 LOAN that she owed me and my son.

The thing is that the woman still owns her home, her car, her business (which she puts in her partner's name). She still travels all over in her business's name. Her daughter still goes to a PRIVATE School... She still continues to run a business here in the wine country as if nothing happened.

This woman and her sister owed investors over $850K+. They received over $700K and they supposed to spend the money on this venture, and nothing else. She and her sister promised everyone the SHARES of the BUSINESS interests, as well as the percentages of the OWNERSHIP OF THE BUILDING and land that the business operated on. Well, wait, she promised my son and me 30% ownership of the BUILDING AND & THE LLC. In the meantime, she already promised another investor 50% of the ownership of that same BUILDING that she conned $35,000 from.
That's 80% already. WAIT, she took another $500,000 from a rich investor (he lives in a $3,500,000 home in De Luz but it doesn't matter how rich he is) SO WHAT was the percentages that she promised him?? I heard she TOLD THE bankruptcy JUDGE that he was the 50% owner of the BUSINESS. Well someone send this *B* to math school???

So this C*S*T* LLC owed $35,000 to a lady who invested the money to this supposedly venture; it was to be a bed and breakfast, winery, with lots of wedding events; and wine tasting room.
(There is a court case filed by the investor that is pending - I have a copy of the filing)

She and her sister owed $20,00o to me and my son, as part of the investment of the LLC venture, this was (they told me) to pay off the $10,000 to the first investor lady and to pay the mortgage and fees for expansion of the business LLC venture.

Well, they receive $500K from another prominent investor to purchase the addition 5 acres of the vacant land next to the property, (so they could get the PERMIT to have events and weddings etc.,)

The investor TOLD ME THAT she told him that she gave the money to her brother. (He is in jail now for supposedly %(&%&B someone).
Instead of buying the flicin land, he took the money and spent this money to purchase stocks of the COMMUNITY COMMERCE BANK OF MURRIETA (The stocks went into in his name!!!!)

WHAT A BUNCH OF CROOKS AND LIARS......... The stocks are worth nothing now. The brother and the wife also filed for bankruptcy. The building was not part of his bankruptcy but IT IS now is in FORECLOSURE.

The venture went belly up because they could not get the permit to operate any events and weddings, they can not operate a winery or the wine tasting room, since they only have a little over 4 acres...............

She told me at the time that she was having a meeting with the SUPERVISOR *J*S* and he was working on getting her a fast track to get the temporary permit. (until they purchase additional land next door) WELL THE FLICKING MONEY $500K went to the brother instead...
Those flicking meetings? LIES, LIES, LIES...

This is plain FRAUD and DECEIT!

KARMA...........

http://www.pe.com/localnews/publicsafety/stories/PE_News_Local_D_skilling19.21dfb07.html

http://www.nctimes.com/news/local/swcounty/article_f7707253-8b7e-5491-886b-ac08d1dd88fd.html

http://www.pe.com/localnews/stories/PE_News_Local_D_skilling20.89ba8d5.html

THIS IS NOT GOOD !!!

Rig had history of spills, fires before big 1

By FRANK JORDANS and GARANCE BURKE, Associated Press Writers Frank Jordans And Garance Burke, Associated Press Writers – Fri Apr 30, 6:07 pm ET

During its nine years at sea, the Deepwater Horizon oil rig operated by BP suffered a series of spills, fires — even a collision — because of equipment failure, human error and bad weather. It also drilled the world's deepest offshore well.

But Deepwater Horizon's lasting legacy will undoubtedly be the environmental damage it caused after it exploded and sank, killing 11 crew and releasing an estimated 210,000 gallons of oil a day into the Gulf of Mexico.

What likely destroyed the rig in a ball of fire last week was a failure -- or multiple failures -- 5,000 feet below. That's where drilling equipment met the sea bed in a complicated construction of pipes, concrete and valves that gave way in a manner that no one has yet been able to explain.

Oil services contractor Halliburton Inc. said in a statement Friday that workers had finished cementing the well's pipes 20 hours before the rig went up in flames. Halliburton is named as a defendant in most of the more than two dozen lawsuits filed by Gulf Coast people and businesses claiming the oil spill could ruin them financially. Without elaborating, one lawsuit filed by an injured technician on the rig claims that Halliburton improperly performed its job in cementing the well, "increasing the pressure at the well and contributing to the fire, explosion and resulting oil spill."

Remote-controlled blowout preventers designed to apply brute force to seal off a well should have kicked in. But they failed to activate after the explosion.

Scott Bickford, a lawyer for several Deepwater Horizon workers who survived the blast, said he believes a "burp" of natural gas rose to the rig floor and was sucked into machinery, leading to the explosion.

Halliburton's said "it is premature and irresponsible to speculate on any specific causal issues."

Before last week's catastrophe, Deepwater Horizon's most recent hiccup occurred in Nov. 2005, when the rig — under contract with BP — spilled 212 barrels of an oil-based lubricant due to equipment failure and human error. That spill was probably caused by not screwing the pipe tightly enough and not adequately sealing the well with cement, as well as a possible poor alignment of the rig, according to records maintained by the federal Minerals Management Service.

Following that spill, MMS inspectors recommended increasing the amount of cement used during this process and applying more torque when screwing in its pipes.

Experts say the number of safety incidents experienced by Deepwater Horizon isn't unusual for an industry operating in harsh conditions. And it is difficult to draw any connections between those problems and last week's deadly explosion, they say.

"These are big, floating cities," said Tyler Priest, a historian of offshore oil and gas exploration. "You're always going to have minor equipment failure and human error, and of course they're operating in a hurricane prone environment."

http://news.yahoo.com/s/ap/20100430/ap_on_bi_ge/us_gulf_oil_spill_the_rig

Drop a Pebble in the Water

Drop a Pebble in the Water
Poet: James W. Foley

Drop a pebble in the water: just a splash, and it is gone;
But there's half-a-hundred ripples circling on and on and on,
Spreading, spreading from the center, flowing on out to the sea.
And there is no way of telling where the end is going to be.

Drop a pebble in the water: in a minute you forget,
But there's little waves a-flowing, and there's ripples circling yet,
And those little waves a-flowing to a great big wave have grown;
You've disturbed a mighty river just by dropping in a stone.

Drop an unkind word, or careless: in a minute it is gone;
But there's half-a-hundred ripples circling on and on and on.
They keep spreading, spreading, spreading from the center as they go,
And there is no way to stop them, once you've started them to flow.

Drop an unkind word, or careless: in a minute you forget;
But there's little waves a-flowing, and there's ripples circling yet,
And perhaps in some sad heart a mighty wave of tears you've stirred,
And disturbed a life was happy ere you dropped that unkind word.

Drop a word of cheer and kindness: just a flash and it is gone;
But there's half-a-hundred ripples circling on and on and on,
Bearing hope and joy and comfort on each splashing, dashing wave
Till you wouldn't believe the volume of the one kind word you gave.

Drop a word of cheer and kindness: in a minute you forget;
But there's gladness still a-swelling, and there's joy a-circling yet,
And you've rolled a wave of comfort whose sweet music can be heard
Over miles and miles of water just by dropping one kind word

Karma You Get What You Give.

You Get What You Give. Some how, sometimes, You WILL ALWAYS GET WHAT YOU GIVE!

WF Bank Foreclosure.

WF Bank Foreclosure.
I have a home with Short Sale listing, offerred for sale at $225K .

We received an offer for the property at $210K.

This bank said they had it appraised for $230K.
The appraiser came all the way from San Diego to appraise this home which was
in Sun City. :(

My seller's family live in the home and they kept it up really well with landscape, garden, fountain. The interior is immaculate. It is only 3 years old.

There were about 10 REO properties in the neighborhood and the prices on the COMP are around $180 to $200K.

The Bank refused to approve the Short Sale and SOLD the property to another bank for $230K.

The new bank will probably put it on the market for $180-190K.

This is why one of the reasons, we have so many REO properties on the market.

There are many BANKs that have people who work there who doesnt care to extend themselves to help people!!

UPDATED: The home went back on the market for $169,000 and sold within a week.
Good job well toasted!! WF $169,000? A BIG FAT JOKE!

What Goes Around - Comes Around

I posted a resume online. I added a job description to my resume for this company that I worked for.

Well, the owners and co-owners had litigations between each other and they even sent the deposition for me to go to court for one of them.
URGGGGGGGGGGG.

Well, after the court case the owner kept harassing me and sent me an email not to put his company name on my resume.

He finally got his attorney to send a letter to tell me to DESIST putting that company on my resume.

HARASSMENT IS A HARASEMENT!! No matter in which form of harassment.

WHAT DO YOU THINK?
One of the ex-owners of the company told me to sue them.

I will not waste my time and money for the lawyer, especially money.

I worked for a Japanese company in Tokyo and the manager told me that I am free to use him as a reference any time.

Oh well, some people are hardened by callous heart.

What goes around - comes around

FTC Releases List of Top Consumer Fraud Complaints in 2007

FTC Releases List of Top Consumer Fraud Complaints in 2007
Sunday, February 24, 2008 - Federal Trade Commission


WASHINGTON, D.C. - The FTC released the list of top consumer fraud complaints received by the agency in 2007. The list, contained in the publication “Consumer Fraud and Identity Theft Complaint Data January-December 2007,” showed that for the seventh year in a row, identity theft is the number one consumer complaint category. Of 813,899 total complaints received in 2007, 258,427, or 32 percent, were related to identity theft.

The report breaks out complaint data on a state-by-state basis and also contains data about the 50 metropolitan areas reporting the highest per capita incidence of fraud and the 50 metropolitan areas reporting the highest incidence of identity theft.

The report states that credit card fraud was the most common form of reported identity theft at 23 percent, followed by utilities fraud at 18 percent, employment fraud at 14 percent, and bank fraud at 13 percent.

Consumers reported fraud losses totaling more than $1.2 billion; the median monetary loss per person was $349, the report states.

The top 20 complaint categories were:

Rank Category Complaints %
1 Identity Theft 258,427 32
2 Shop-at-Home/Catalog Sales 62,811 8
3 Internet Services 42,266 5
4 Foreign Money Offers 32,868 4
5 Prizes/Sweepstakes and Lotteries 32,162 4
6 Computer Equipment and Software 27,036 3
7 Internet Auctions 24,376 3
8 Health Care Claims 16,097 2
9 Travel, Vacations, and Timeshares 14,903 2
10 Advance-Fee Loans and Credit Protection/Repair 14,342 2
11 Investments 13,705 2
12 Magazines and Buyers Clubs 12,970 2
13 Business Opportunities and Work-at-Home Plans 11,362 1
14 Real Estate (Not Timeshares) 9,475 1
15 Office Supplies and Services 9,211 1
16 Telephone Services 8,155 1
17 Employ. Agencies/Job Counsel/Overseas Work 5,932 1
18 Debt Management/Credit Counseling 3,442 <1
19 Multi-Level Mktg./Pyramids/Chain Letters 3,092 <1
20 Charitable Solicitations 1,843 <1

The FTC collects consumer fraud complaints from more than 125 other organizations and makes them available to more than 1,600 civil and criminal law enforcement agencies in the U.S. and abroad via Consumer Sentinel, a secure, online database. In 2007, the FTC received almost 140,000 more consumer fraud complaints than in 2006. These additional complaints came from numerous data contributors, primarily the Better Business Bureaus.